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Social Security Identity Theft

With any type of identity theft, Social Security number seems to be the common element. If an unscrupulous individual has your name and SSN, they can steal your identity. Social Security identity theft occurs when someone uses your social security to obtain employment or to keep from having to pay taxes. You may not know you are even a victim until, in the case of financial ID theft, you apply for credit and are turned down, or you begin receiving creditor calls. In the case of Social Security number id theft, you might not know you were a victim until you are contacted by the IRS for not reporting income (earned by your ID thief) on your tax returns.

If you are concerned about Social Security Identity Theft, here are some points of Interest:

  • Your Social Security Number is Confidential
  • How Can Someone Steal My Social Security Number?
  • What to do if You Think Someone Else Might Be Using Your SSN

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Your Social Security Number is Confidential

Your Social Security Number is yours alone. Nobody else should be able to use your number, and the Social Security Administration safeguards your personal information carefully. You should always use care when giving out your SSN to anyone. If you are asked for your SSN, ask why it is needed, how the SSN will be used, and what the consequences will be if you refuse to share your number. Once you hear the answers, you can determine if you are comfortable sharing your SSN.

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How Can Someone Steal My Social Security Number?

Legal Yogi understands that Identity thieves are crafty. Your SSN can be stolen by a thief stealing your purse or wallet, and even by them stealing mail from your mailbox or trash. This is particularly the case with pre-approved credit card offers, bank statements, credit card bills, new checks (especially if your SSN is your Driver’s License number, and is listed on your check) and tax information such as W2 forms. Many times fake websites set up to resemble an authentic site to get your personal information when you fill out forms or subscribe to a service online. Identity thieves steal from personnel records at work, by breaking into your home for information, rummaging through your trash, posing as a legitimate person such as a landlord to call or email and ask for information.

What to do if You Think Someone Else Might Be Using Your SSN

Contact the Social Security Administration office in your area. They will go over your earnings to see if someone else has reported earnings under your SSN. Look at your Social Security Earnings Statement to check for yourself. A form SSA-7005 will be sent to you if you call: 1-800-772-1213. If it is determined that someone else has used your SSN, you must contact the Federal Trade Commission at 1-877-IDTHEFT. They can provide you with information about filing a social security theft report

Call the IRS Identity Protection Unit at 1-800-908-4490. Monitor your credit report periodically, and finally, this is not a problem you have to handle alone. Social security theft is a crime, and as is the case with handling criminals, sometimes you need the help of professionals. That is why there are Social security identity theft protection services such as the ones at to help you. You can fill out the no-obligation form provided and get the protection you need to prevent social security identity theft.